Advising other European nationals

This page is for housing advisers. If you are a new arrival please click here for information more relevant to you.

This page looks at housing problems faced by other EEA nationals. These may be people who are in the UK as students or self-sufficient people or with a permanent right to reside or people who seem to have no rights to reside at all.

Who does this page apply to?

The law about the rights of EEA nationals to live, work and claim access to housing, benefits and other services changed on 1 January 2021 when the Brexit transition period ended. The rights described on this page now only apply to a person who:

• is a citizen of an EEA member state other than Ireland
• is not the family member of a British citizen
• entered the UK before 23:00 on 31 December 2020
• is not an EEA worker or self-employed person
• s/he applied to the EU Settlement Scheme (EUSS) on or before 30 June 2021 or made a late application which has been accepted and
• either:
• s/he has EU pre-settled status or
• his/her EUSS application has not been finally determined.

If all of these apply, this page describes his/her rights to housing and benefits. In any other case that person's entitlement to housing and benefits are described on other pages as follows:

• if s/he is an Irish citizen, or the family member of a British citizen see: British and Irish citizens
• if s/he a worker or self-employed person see: EEA workers
• if s/he has been granted EU settled status see: people with indefinite leave
• if s/he entered the UK for the first time after 31 December 2020 see people with limited leave or people with indefinite leave, according to the type of leave s/he was granted; or
• if s/he failed to apply to the EU Settlement Scheme on time (or their late application is refused), s/he may have lost their right to live and work in the UK and may be an overstayer: see people who are destitute.

What are the housing and housing benefit rights of other European nationals?

These rights are described in the new arrivals page on other EEA nationals.

EEA nationals who are not in work are often asked to provide proof of their entitlement to benefits and housing and this can prove difficult or impossible. Before 1 January 2021, EEA nationals could apply for a residence permit but this was only a requirement for EEA ‘extended family members’ so many did not apply.

Problems with the permanent right to reside through long residence

Because a residence permit has never been a requirement to acquire the permanent right to reside, it is simply a matter of fact not documentation, that the person has been in the UK for the relevant time. The permanent right to reside is acquired through five years' continuous residence while exercising an EEA right to reside (e.g. as a worker, a student, etc).

Periods of residence before 30 April 2006 (when the right of permanent residence was established) can count, provided the person’s residence complied with the law at that time: SSWP v Lassal [2009] EWCA Civ 157. Periods of registered unemployment during which a person was a retained worker or a jobseeker also count towards the qualification period. It includes any period of registered unemployment, no matter how long, before 1 January 2014 (SI 2013 No. 3032, schedule 3 para 1) or after then, provided that person had worked in the UK for at least one year. A period of registered unemployment can be proven by that person’s national insurance record.

However, because the five years' residence needs to be continuous, even a short break that does not comply with the EEA regulations (e.g. a jobseeker who did not register at the Jobcentre) can cause the clock to be reset to zero and a five-year period to be needed afresh. The DWP guidance (pdf) is helpful: it states that gaps of up to 30 days in any 12-month period do not cause a break (paras C1812-14) if they are caused by a change in the type of residency (e.g. from worker to jobseeker, to student, etc.). But this is guidance only and case law suggests that gaps of up to three months between leaving your employment and registering as a jobseeker can be ignored: MK v SSWP [2013] UKUT 163 (AAC).

Absences from the UK for up to six months in one year or longer for certain important reasons (e.g. military service, child birth, overseas posting) do not affect the continuity of residence (Regulation 3(2)(c) of the EEA Regulations).

Problems with students

The requirement for students to have a right to reside is that the person

• be enrolled at a course of study
• has comprehensive sickness insurance
• has signed a declaration that s/he is able to meet their living costs while studying and that declaration is true at the time of signing.

Problems occur when the student is no longer able to support him/herself. As long as the declaration was true at the time of signing and the student continues to study s/he continues to be regarded as a student, with the right to reside as such. A student with the right to reside must also be habitually resident to be eligible for universal credit/housing benefit and also, in Northern Ireland, to housing and homelessness assistance. This can be a problem for students on short courses or who only stay temporarily in the UK to study. Other problems occur with access to UC/HB (as for all students) and with whether a student (who may have a home elsewhere in Europe) is actually homeless.

Problems with self-sufficient people

EU nationals who are self-supporting have the right to reside in the UK. However, they are unlikely to be eligible for homelessness assistance as any request for support of this kind would suggest that they are not in fact self-supporting.

An application for an allocation of housing is no indication whatsoever of an inability to support oneself and should not cause any problems. An application as homeless, however, might indicate a loss of self-sufficiency in some circumstances (inability to pay rent or find a deposit if accommodation is lost) but not in others (fire, domestic violence, illegal eviction). In these latter circumstances, homelessness assistance should not be refused.

A person is self-sufficient if s/he has ‘comprehensive sickness insurance’ and sufficient resources not to become a ‘burden on the social assistance system’ (EEA Regulations, 4(1)(c)).There is no requirement that a person’s basic needs are met solely from his/her own resources, they could be met by family or friends, or from a work pension, or some combination of these. Even if that person has very few resources, if s/he is managing without being a burden on UK social assistance s/he is likely to be considered ‘self-sufficient’. And it must be accepted that a person has sufficient resources if his/her income is above the maximum level that would qualify him/her for social assistance.

A person who claims universal credit, state pension credit or housing benefit is usually considered to be a burden on the social assistance system and so may lose the right to homelessness assistance. However, anyone who makes a claim for these on the basis that they are self-sufficient is likely to have their claim refused and, therefore, an EEA national who is not covered by the rules on other rights to reside can be regarded as a self-sufficient person, who thus has a right to reside.

However, a person cannot be automatically disqualified from being self-sufficient or from one of those benefits as being a ‘burden’ by the mere fact of making a clam for them. What constitutes ‘a burden’ is not defined and so must be judged on the facts of the case. DWP guidance for HB (at paras C4.122-123) suggests that there may be circumstance when you could claim and continue to be self-sufficient (such as a temporary disruption of funds). Case law suggests that a person should have enough resources to cover his/her UC standard allowance plus his/her eligible rent if s/he is likely to be claiming for anything other than a short period (see SG v Tameside at paras 55-56).

What is comprehensive sickness insurance?

A person meets the requirement for comprehensive sickness insurance if:

• s/he has registered with a GP/health centre for NHS treatment: this was confirmed in VI v Commissioners for HMRC [2021] EUECJ C-247/20 (overturning Ahmad v Home Secretary [2014] EWCA Civ 988; this case is binding on the UK despite Brexit); or
• s/he has a European Health Insurance Card issued in his/her home country together with a letter (called a statement of intent) confirming that s/he does not intend to stay in the UK permanently; or
• s/he has private comprehensive sickness insurance; or
• s/he is ‘entitled to reimbursement of [his/her] NHS healthcare costs from another Member State' and that this is usually the case if s/he receives a pension or invalidity benefit from them see: SG v Tameside MBC [2010] UKUT 243 (AAC). If a person is unsure about his/her pension rights in the UK or their home state the DWP is responsible for both: for more information see Europa (Your Europe) or contact the AIRE centre.

Why are housing rights for EEA nationals different in Scotland?

In Scotland, there is no residency requirement to be admitted to the housing list – a person is eligible provided they are not subject to immigration control. In England, Wales and Northern Ireland anyone who is a ‘person from abroad’ (which is based on residency) is also excluded. See here for further details.